Plano Flex\u00edvel | VitalKeys<\/title>\n <style>\n body {\n margin: 0;\n font-family: Arial, sans-serif;\n background-image: url('https:\/\/vitalkeys.pt\/wp-content\/uploads\/2025\/06\/playa_mar.png');\n background-size: cover;\n background-position: center;\n color: white;\n }\n header {\n background: rgba(0, 0, 0, 0.7);\n padding: 20px;\n text-align: center;\n }\n header img {\n max-height: 60px;\n cursor: pointer;\n }\n .container {\n max-width: 800px;\n margin: auto;\n padding: 40px;\n background: rgba(0, 0, 0, 0.7);\n border-radius: 10px;\n margin-top: 40px;\n }\n h1, h2, h3 {\n color: #FFD700;\n }\n form label {\n display: block;\n margin: 10px 0 5px;\n color: #FFD700;\n font-weight: bold;\n }\n form input {\n width: 100%;\n padding: 10px;\n border-radius: 5px;\n border: none;\n margin-bottom: 15px;\n }\n button {\n background-color: #FFD700;\n border: none;\n padding: 10px 20px;\n color: #000;\n font-size: 1em;\n cursor: pointer;\n border-radius: 5px;\n }\n #popup, #popup-menor {\n display: none;\n position: fixed;\n top: 0; left: 0;\n width: 100vw; height: 100vh;\n background: rgba(0,0,0,0.7);\n justify-content: center;\n align-items: center;\n }\n .popup-content {\n background: #fff;\n color: #000;\n padding: 30px;\n border-radius: 10px;\n width: 90%;\n max-width: 500px;\n text-align: center;\n }\n .close {\n float: right;\n cursor: pointer;\n font-size: 1.2em;\n }\n .contact-button {\n margin-top: 20px;\n background: #FFD700;\n color: #000;\n padding: 10px 20px;\n border: none;\n border-radius: 5px;\n cursor: pointer;\n text-decoration: none;\n display: inline-block;\n }\n <\/style>\n<\/head>\n<body>\n <header>\n <a href=\"https:\/\/vitalkeys.pt\">\n <img decoding=\"async\" src=\"https:\/\/vitalkeys.pt\/wp-content\/uploads\/2025\/06\/Vitalkeys_W-1.png\" alt=\"VitalKeys Logo\">\n <\/a>\n <\/header>\n\n <div class=\"container\">\n <h1>Plano Flex\u00edvel<\/h1>\n <p>Receba uma parte \u00e0 cabe\u00e7a e outra como rendimento vital\u00edcio pela venda da sua propriedade e continue a viver na sua casa.<\/p>\n\n <h2>Como Funciona?<\/h2>\n <ul>\n <li>Recebe um pagamento inicial como parte do valor da venda da sua propriedade.<\/li>\n <li>Recebe todos os meses uma renda vital\u00edcia com o restante do valor.<\/li>\n <li>Mant\u00e9m o direito de residir no im\u00f3vel para sempre, sem pagar renda.<\/li>\n <li>O usufruto vital\u00edcio est\u00e1 protegido por lei e fica registado na escritura.<\/li>\n <\/ul>\n\n <h2>Para Quem \u00c9?<\/h2>\n <ul>\n <li>Para quem deseja tranquilidade com capital inicial imediato.<\/li>\n <li>Para complementar a reforma, pagar despesas de sa\u00fade ou apoiar a fam\u00edlia.<\/li>\n <li>Para quem deseja previsibilidade no or\u00e7amento e um rendimento mensal vital\u00edcio.<\/li>\n <\/ul>\n\n <h3>Liberdade, seguran\u00e7a e dignidade<\/h3>\n <p>Transforme parte do seu patrim\u00f3nio em liquidez imediata e renda cont\u00ednua, sem abrir m\u00e3o da sua casa e da sua hist\u00f3ria.<\/p>\n\n <h2>Calcule os valores que pode receber:<\/h2>\n <form id=\"formulario\">\n <label for=\"idade\">Idade:<\/label>\n <input type=\"number\" id=\"idade\" max=\"95\" required>\n\n <label for=\"valor\">Valor da sua propriedade (\u20ac):<\/label>\n <input type=\"number\" id=\"valor\" required>\n\n <label for=\"percentual\">Percentagem inicial a receber (%):<\/label>\n <input type=\"number\" id=\"percentual\" min=\"0\" max=\"100\" required>\n\n <button type=\"submit\">Calcular<\/button>\n <\/form>\n <\/div>\n\n \n <div id=\"popup\">\n <div class=\"popup-content\">\n <span class=\"close\" onclick=\"document.getElementById('popup').style.display='none'\">×<\/span>\n <div id=\"popup-result\"><\/div>\n <p>Para uma avalia\u00e7\u00e3o mais aprofundada, contate connosco.<\/p>\n <a href=\"https:\/\/vitalkeys.pt\/index.php\/contactos-2\/\" class=\"contact-button\">Contatar<\/a>\n <\/div>\n <\/div>\n\n \n <div id=\"popup-menor\">\n <div class=\"popup-content\">\n <span class=\"close\" onclick=\"document.getElementById('popup-menor').style.display='none'\">×<\/span>\n <p>Se tem menos de 65 este n\u00e3o \u00e9 o seu produto ideal.Temos outras solu\u00e7\u00f5es. Contate-nos.<\/p>\n <a href=\"https:\/\/vitalkeys.pt\/index.php\/contactos-2\/\" class=\"contact-button\">Contatar<\/a>\n <\/div>\n <\/div>\n\n <script>\n function calcularFlexivel(valorImovel, idade, percentualInicial) {\n const tabela = {65:19.55,66:18.74,67:17.92,68:17.12,69:16.33,70:15.54,71:14.755,72:13.965,73:13.185,74:12.415,75:11.655,76:10.915,77:10.175,78:9.455,79:8.76,80:8.08,81:7.405,82:6.745,83:6.1,84:5.5,85:4.95,86:4.475,87:4.045,88:3.665,89:3.31,90:2.99,91:2.71,92:2.46,93:2.225,94:2.02,95:1.83};\n const le = tabela[idade] || 5;\n const r = 0.05;\n const uf = 1 - (1 \/ Math.pow(1 + r, le));\n const valorNuaPropriedade = valorImovel * (1 - uf);\n\n const valorInicial = valorNuaPropriedade * (percentualInicial \/ 100);\n const valorMensal = (valorNuaPropriedade - valorInicial) \/ (le * 12);\n\n return { inicial: valorInicial, mensal: valorMensal };\n }\n\n function formatarNumero(valor) {\n return valor.toLocaleString('pt-PT', { minimumFractionDigits: 2, 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[…]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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\n\t\t\t\t\t\n\n\n \n \n Plano Flex\u00edvel | VitalKeys<\/title>\n <style>\n body {\n margin: 0;\n font-family: Arial, sans-serif;\n background-image: url('https:\/\/vitalkeys.pt\/wp-content\/uploads\/2025\/06\/playa_mar.png');\n background-size: cover;\n background-position: center;\n color: white;\n }\n header {\n background: rgba(0, 0, 0, 0.7);\n padding: 20px;\n text-align: center;\n }\n header img {\n max-height: 60px;\n cursor: pointer;\n }\n .container {\n max-width: 800px;\n margin: auto;\n padding: 40px;\n background: rgba(0, 0, 0, 0.7);\n border-radius: 10px;\n margin-top: 40px;\n }\n h1, h2, h3 {\n color: #FFD700;\n }\n form label {\n display: block;\n margin: 10px 0 5px;\n color: #FFD700;\n font-weight: bold;\n }\n form input {\n width: 100%;\n padding: 10px;\n border-radius: 5px;\n border: none;\n margin-bottom: 15px;\n }\n button {\n background-color: #FFD700;\n border: none;\n padding: 10px 20px;\n color: #000;\n font-size: 1em;\n cursor: pointer;\n border-radius: 5px;\n }\n #popup, #popup-menor {\n display: none;\n position: fixed;\n top: 0; left: 0;\n width: 100vw; height: 100vh;\n background: rgba(0,0,0,0.7);\n justify-content: center;\n align-items: center;\n }\n .popup-content {\n background: #fff;\n color: #000;\n padding: 30px;\n border-radius: 10px;\n width: 90%;\n max-width: 500px;\n text-align: center;\n }\n .close {\n float: right;\n cursor: pointer;\n font-size: 1.2em;\n }\n .contact-button {\n margin-top: 20px;\n background: #FFD700;\n color: #000;\n padding: 10px 20px;\n border: none;\n border-radius: 5px;\n cursor: pointer;\n text-decoration: none;\n display: inline-block;\n }\n <\/style>\n<\/head>\n<body>\n <header>\n <a href=\"https:\/\/vitalkeys.pt\">\n <img decoding=\"async\" src=\"https:\/\/vitalkeys.pt\/wp-content\/uploads\/2025\/06\/Vitalkeys_W-1.png\" alt=\"VitalKeys Logo\">\n <\/a>\n <\/header>\n\n <div class=\"container\">\n <h1>Plano Flex\u00edvel<\/h1>\n <p>Receba uma parte \u00e0 cabe\u00e7a e outra como rendimento vital\u00edcio pela venda da sua propriedade e continue a viver na sua casa.<\/p>\n\n <h2>Como Funciona?<\/h2>\n <ul>\n <li>Recebe um pagamento inicial como parte do valor da venda da sua propriedade.<\/li>\n <li>Recebe todos os meses uma renda vital\u00edcia com o restante do valor.<\/li>\n <li>Mant\u00e9m o direito de residir no im\u00f3vel para sempre, sem pagar renda.<\/li>\n <li>O usufruto vital\u00edcio est\u00e1 protegido por lei e fica registado na escritura.<\/li>\n <\/ul>\n\n <h2>Para Quem \u00c9?<\/h2>\n <ul>\n <li>Para quem deseja tranquilidade com capital inicial imediato.<\/li>\n <li>Para complementar a reforma, pagar despesas de sa\u00fade ou apoiar a fam\u00edlia.<\/li>\n <li>Para quem deseja previsibilidade no or\u00e7amento e um rendimento mensal vital\u00edcio.<\/li>\n <\/ul>\n\n <h3>Liberdade, seguran\u00e7a e dignidade<\/h3>\n <p>Transforme parte do seu patrim\u00f3nio em liquidez imediata e renda cont\u00ednua, sem abrir m\u00e3o da sua casa e da sua hist\u00f3ria.<\/p>\n\n <h2>Calcule os valores que pode receber:<\/h2>\n <form id=\"formulario\">\n <label for=\"idade\">Idade:<\/label>\n <input type=\"number\" id=\"idade\" max=\"95\" required>\n\n <label for=\"valor\">Valor da sua propriedade (\u20ac):<\/label>\n <input type=\"number\" id=\"valor\" required>\n\n <label for=\"percentual\">Percentagem inicial a receber (%):<\/label>\n <input type=\"number\" id=\"percentual\" min=\"0\" max=\"100\" required>\n\n <button type=\"submit\">Calcular<\/button>\n <\/form>\n <\/div>\n\n \n <div id=\"popup\">\n <div class=\"popup-content\">\n <span class=\"close\" onclick=\"document.getElementById('popup').style.display='none'\">×<\/span>\n <div id=\"popup-result\"><\/div>\n <p>Para uma avalia\u00e7\u00e3o mais aprofundada, contate connosco.<\/p>\n <a href=\"https:\/\/vitalkeys.pt\/index.php\/contactos-2\/\" class=\"contact-button\">Contatar<\/a>\n <\/div>\n <\/div>\n\n \n <div id=\"popup-menor\">\n <div class=\"popup-content\">\n <span class=\"close\" onclick=\"document.getElementById('popup-menor').style.display='none'\">×<\/span>\n <p>Se tem menos de 65 este n\u00e3o \u00e9 o seu produto ideal.Temos outras solu\u00e7\u00f5es. Contate-nos.<\/p>\n <a href=\"https:\/\/vitalkeys.pt\/index.php\/contactos-2\/\" class=\"contact-button\">Contatar<\/a>\n <\/div>\n <\/div>\n\n <script>\n function calcularFlexivel(valorImovel, idade, percentualInicial) {\n const tabela = {65:19.55,66:18.74,67:17.92,68:17.12,69:16.33,70:15.54,71:14.755,72:13.965,73:13.185,74:12.415,75:11.655,76:10.915,77:10.175,78:9.455,79:8.76,80:8.08,81:7.405,82:6.745,83:6.1,84:5.5,85:4.95,86:4.475,87:4.045,88:3.665,89:3.31,90:2.99,91:2.71,92:2.46,93:2.225,94:2.02,95:1.83};\n const le = tabela[idade] || 5;\n const r = 0.05;\n const uf = 1 - (1 \/ Math.pow(1 + r, le));\n const valorNuaPropriedade = valorImovel * (1 - uf);\n\n const valorInicial = valorNuaPropriedade * (percentualInicial \/ 100);\n const valorMensal = (valorNuaPropriedade - valorInicial) \/ (le * 12);\n\n return { inicial: valorInicial, mensal: valorMensal };\n }\n\n function formatarNumero(valor) {\n return valor.toLocaleString('pt-PT', { minimumFractionDigits: 2, maximumFractionDigits: 2 });\n }\n\n document.getElementById(\"formulario\").addEventListener(\"submit\", function(e) {\n e.preventDefault();\n const idade = parseInt(document.getElementById(\"idade\").value);\n const valor = parseFloat(document.getElementById(\"valor\").value);\n const percentual = parseFloat(document.getElementById(\"percentual\").value);\n\n if (idade < 65) {\n document.getElementById(\"popup-menor\").style.display = 'flex';\n } else {\n const resultado = calcularFlexivel(valor, idade, percentual);\n document.getElementById(\"popup-result\").innerHTML =\n `Valor inicial: <strong>\u20ac ${formatarNumero(resultado.inicial)}<\/strong><br>` +\n `Renda mensal vital\u00edcia: <strong>\u20ac ${formatarNumero(resultado.mensal)}<\/strong>`;\n document.getElementById(\"popup\").style.display = 'flex';\n }\n });\n <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Plano Flex\u00edvel | VitalKeys Plano Flex\u00edvel Receba uma parte \u00e0 cabe\u00e7a e outra como rendimento vital\u00edcio pela venda da sua […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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